You may be questioning WHY the word “Repair” was not included in the title, or maybe not. It is always fun to write about the things that are near and dear to my heart and yet this is an informational blog to help individuals with less than perfect credit. We are going to take a journey over to the coaching side of dealing with credit because credit, or the lack thereof, is truly an emotional issue. As a Master Coach with a finance background, this is why I do what I do, because it involves helping those who need it to:
- Face it/Own it
- Deal with it
- Fix it
Seems pretty simple, but the truth of the matter is that it is hard, very hard and is why over 43 million people have a 599 credit score or lower.
Step one in this 3 part title is the commitment to RECOVER. I say “commitment” because the recovery aspect co-exists with the others, REPROGRAM and RECLAIM. In order to begin to take action and begin your journey of recovery you must make the commitment. Make the commitment knowing that it may be hard, it may be emotional and it may take time. You didn’t create this situation over night and you will not fix it like Jeannie by crossing your arms and blinking your eyes (for those who remember “I Dream of Jeannie”). Now that I’ve fully dated myself, know that the recovery portion will come and that it will be worth the journey.
As a side note, according to Financial Education Services printed literature from 2016, having less than excellent credit can cost you upwards of $1,000,000 over a lifetime in substantial interest rates, fees and other unnecessary charges. That number is just crazy to me and none of us should willingly choose to be part of that statistic!
Reprogramming requires that we reach down deep into the dark areas that we have been avoiding and sweeping under the carpet for some years. I am here to tell you that it’s not your fault! We gain programs through the people around us, our own experiences and those we witness. These programs enter into the very core or our being and plant themselves solidly in our subconscious mind and we don’t even know that we’ve done it or that we are playing by its rules (the subconscious minds rules that is). When the subconscious mind is in control of your denial, the enabling and the re-creation continues to happen over and over, it’s not your fault! Luckily we found each other and I can help! Yes, it is possible to become “UNSTUCK”. Yes, it is possible to let go of the emotions that keep you stuck. Yes, it is possible to reprogram yourself and continue your forward motion and commitment to reclaim what is rightfully yours.
Once you make the commitment and once you release the emotions that are programmed at the subconscious level, you can reclaim that which is rightfully yours! By doing the work (that which you’ve been avoiding for years) and with a renewed sense of accomplishment and control, you can and will RECLAIM your credit and begin the journey of healthy credit usage.
Discovering the EMOTIONS that keep you stuck is a highly trained technique that is performed by a Master Coach. My network of Master Coaches are here to assist you in a timely manner. Not all are credit specialists, however, the work they do goes beyond the credit issues and they are all highly trained and tenured Master Coaches.
- If you have a coach already, openly discuss this block with them and ask them to identify the programs that are running in your subconscious mind. If they are not trained in releasing what is holding you back, contact me directly.
- Do the releases necessary to let go of all prior programming. Do the exercises as dictated by your coach and move onto the next action item. Again, if you do not have a coach or a coach trained in this technique, contact me directly and I will assist in getting you the help you need.
- Recover, Reprogram & Reclaim is not a once and done fix. This all takes effort and I don’t know about you but saving upwards of a $1,000,000.00 makes it worth the short term pain for the long term gain!
- Working with a trained professional now will grant you years of results.
I highly recommend you check out all our services in our “FES Protection Plan” membership. There is no cancellation fee. Go to www.CreditGal.CO and select “Products” and then select “Protection Plan” to view all that is available to you.
As always, if you have errors on your credit reports or items that do not belong to you and you are not having success getting them removed, contact me for help.
For questions or additional resources, please contact me at Info@CreditGal.CO